If you live in a rented house or apartment, a renters insurance policy provides coverage for your personal property and liability coverage if you were responsible for someone injured at your home. Be aware that a landlord does not cover personal property of the tenant. Special endorsements are also available to cover high value items such as jewelry.
Fire and theft are a few examples of perils covered. You can purchase enough to cover all your belongings or take a minimum limit to get on your feet if you were to lose everything in a fire. Premiums are extremely low, and if you have your auto and renters policy insured with the same company, account credits are available on each policy.
A renters insurance policy from The Lovely Insurance Agency, Ltd. can provide you with coverage for your personal items and personal liability to protect you from the unexpected.
The Lovely Insurance Agency, Ltd. offers free, comparative quotes on renters insurance from multiple insurance carriers so you can get the best possible rate.