Restoration Insurance

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There is a special joy in owning antique or historic homes with their interesting architectural features and enduring craftsmanship. Distinctive homes such as these require uniquely tailored insurance coverage that takes into consideration the specific needs of restoring older properties after a loss.

The Lovely Insurance Agency, is pleased to offer an innovative homeowner's policy designed to meet the coverage needs of homes built before 1930. the Restorationist Insurance Policy provides unlimited guaranteed replacement cost coverage for the home and outbuildings such as barns or carriage houses that are common features on antique properties.

The policy also takes into account additional costs incurred by owners of older homes after a partial loss such as upgrades to meet current building code. They even offer policyholders a cash payment option should they choose to relocate to a different antique home rather than rebuild after a total loss.

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